DISCLOSURES

NOTE: PLEASE READ THESE DISCLOSURES CAREFULLY. IF YOU DO NOT AGREE WITH ANY OF
THESE DISCLOSURES, DO NOT ACCESS OR OTHERWISE USE THIS WEBSITE OR ANY
INFORMATION CONTAINED ON THIS WEBSITE.

For purposes of these Disclosures, the term "The Company (Nia Growth) or the Site" includes
Nia Growth(TM) and all of its parents, subsidiaries and affiliates and all respective domain
properties.

1. BETA SITE DISCLOSURE
THE SITE IS CURRENTLY UNDER ACTIVE DEVELOPMENT AND HAS ENTERED THE BETA PHASE OF
TESTING BEFORE ITS OFFICIAL RELEASE. THE “BETA” LABELLING IMPLIES THAT WHILE THE CORE
FEATURES OF THE SOFTWARE HAVE BEEN IMPLEMENTED, BUGS AND ISSUES MAY STILL
REMAIN UNDISCOVERED UNTIL THIS PHASE OF TESTING IS COMPLETE. AS SUCH, THE SITE MAY
EXPERIENCE THE FOLLOWING ISSUES, BUT NOT LIMITED TO, DURING USAGE:
• UNEXPECTED CRASHES;
• INCORRECT VALUES;
• UNEXPECTED VISUAL ARTIFACTS.
BY USING THE SITE AS BETA SOFTWARE YOU UNDERSTAND AND AGREE THAT ISSUES MAY BE
ENCOUNTERED WITHOUT PRIOR WARNING THAT MAY AFFECT PERFORMANCE AND IMPACT
YOUR BUSINESS. THE WEBSITE, ITS SOFTWARE AND ALL CONTENT FOUND ON IT ARE PROVIDED
ON AN “AS IS” AND “AS AVAILABLE” BASIS. NIA GROWTHTM DOES NOT GIVE ANY WARRANTIES,
WHETHER EXPRESS OR IMPLIED, AS TO THE SUITABILITY OR USABILITY OF THE WEBSITE, ITS
SOFTWARE OR ANY OF ITS CONTENT.
NIA GROWTHTM WILL NOT BE LIABLE FOR ANY LOSS, WHETHER SUCH LOSS IS DIRECT, INDIRECT,
SPECIAL OR CONSEQUENTIAL, SUFFERED BY ANY PARTY AS A RESULT OF THEIR USE OF THE SITE,
ITS SOFTWARE OR CONTENT. ANY DOWNLOADING OR UPLOADING OF MATERIAL TO THE
WEBSITE IS DONE AT THE USER’S OWN RISK AND THE USER WILL BE SOLELY RESPONSIBLE FOR
ANY DAMAGE TO ANY COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM SUCH
ACTIVITIES.
Should you encounter any bugs, glitches, lack of functionality or other problems on the website,
please let us know immediately so we can rectify these accordingly. Your help in this regard is
greatly appreciated.

2. SITE CONTENTS
THE CONTENT OF THIS SITE IS FOR GENERAL EDUCATION PURPOSES ONLY. IT IN NOT INTENDED
TO PROVIDE FIDUCIARY INVESTMENT ADVICE. IT SHOULD NOT BE CONSTRUED AS AN OFFER,
SOLICITATION OF AN OFFER, OR ADVICE TO BUY OR SELL SECURITIES, OPEN AN INVESTMENT
ADVISORY ACCOUNT, ANNUITY CONTRACT OR APPLY FOR AN INSURANCE POLICY IN ANY STATE
AND/OR JURISDICTION WHERE NIA GROWTHTM AND/OR ITS REPRESENTATIVES (IE.,
INVESTMENT ADVISOR REPRESENTATIVES ARE NOT LICENSED OR REGISTERED OR WHERE SUCH
AN OFFER WOULD BE ILLEGAL. ALL INVESTMENTS INVOLVE RISK AND THE PAST PERFORMANCE

OF A SECURITY, OR FINANCIAL PRODUCT DOES NOT GUARANTEE FUTURE RESULTS OR
RETURNS. THERE IS ALWAYS THE POTENTIAL OF LOSING MONEY WHEN YOU INVEST IN
SECURITIES, OR OTHER FINANCIAL PRODUCTS. INVESTORS SHOULD CONSIDER THEIR
INVESTMENT OBJECTIVES AND TOLERANCE FOR RISK CAREFULLY BEFORE INVESTING.
Our representatives may only conduct business (e.g., sell securities, provide investment advice,
sell insurance and annuities) with residents of the states and/or jurisdictions for which they are
properly registered and /or licensed. To find out if a representative is able to conduct business
in your state, please contact their local office directly.

3. ASSET ALLOCATION & DIVERSIFICATION
Asset allocation and diversification do not guarantee a profit or protection against loss in
declining markets. All investments involve risk and the past performance of a security, or
financial product does not guarantee future results or returns. There is always the potential of
losing money when you invest in securities, or other financial products. Investors should
consider their investment objectives and tolerance for risk carefully before investing.

4. INVESTMENT ADVISORY
Fee-Based Investment Advisory offered through Nia Growth, Inc., pending an SEC Registered Investment
Advisor. SEC registration does not imply a certain level of skill or training. For information
pertaining to the registration status of Nia Growth, Inc., please contact us or visit the
Investment Advisor Public Disclosure web site at www.adviserinfo.sec.gov. For additional
information, including fees and services, see our disclosure statement as set forth on Form
CRS and Form ADV Part 2. Please read the disclosure